Privacy Policy
Effective Date: January 1, 2025
1. Overview
This Privacy Policy explains how MyLifeSettlements ("Company") collects, uses, shares, and protects information in connection with the Company’s website, applications, and related services (collectively, the "Services"). By using the Services, you consent to the practices described in this Policy.
2. Information we collect
Information you provide:
- Contact information, such as name, email address, phone number, and mailing address
- Account details, such as login identifiers and profile information
- Documents and forms uploaded as part of transaction workflows
- Messages or requests submitted through forms or support channels
Information collected automatically:
- Device and browser data, such as IP address, device identifiers, and browser type
- Usage data, such as pages visited, features used, and timestamps
- Cookies and similar technologies used for session management and analytics (where enabled)
Information from third parties:
- Identity verification, fraud prevention, and compliance screening results (where applicable)
- Service provider data needed to support e-signature, document delivery, or escrow coordination
3. How we use information
- To provide, maintain, and improve the Services
- To administer accounts, access controls, and user support
- To support transaction workflows, disclosures, and documentation
- To comply with legal obligations and respond to lawful requests
- To detect, prevent, and investigate security incidents and fraud
4. How we share information
The Company may share information with service providers and partners that perform functions on our behalf, such as hosting, identity verification, e-signature, communications, analytics, and document processing. We may also share information:
- To comply with law, regulation, subpoena, or other legal process
- To protect the rights, safety, and security of users, the Company, or others
- In connection with a corporate transaction, such as a merger, acquisition, or financing
- With your consent or at your direction
5. Data retention
We retain information for as long as reasonably necessary to provide the Services, comply with legal and regulatory requirements, resolve disputes, enforce agreements, and maintain audit-ready records.
6. Security
The Company uses administrative, technical, and physical safeguards designed to protect information. No method of transmission or storage is 100% secure, and we cannot guarantee absolute security.
7. Your choices
- You may request access to or correction of certain account information.
- You may opt out of certain marketing communications (where enabled) by following unsubscribe instructions.
- You can control cookies through browser settings; disabling cookies may affect site functionality.
8. State privacy rights (placeholder)
Depending on your state of residence, you may have additional rights regarding your personal information. This section should be updated by counsel to reflect applicable laws (for example, consumer privacy statutes) and to provide required disclosures and request procedures.
9. Children’s privacy
The Services are not intended for children under 13, and the Company does not knowingly collect personal information from children under 13.
10. Changes to this Policy
We may update this Privacy Policy from time to time. The updated version will be posted on this page with a new effective date. Your continued use of the Services after changes become effective constitutes acceptance.
11. Contact
Questions about this Privacy Policy can be sent to: privacy@mylifesettlements.com.